/* ============================================================
   Example Capital Management Inc. — Main Stylesheet
   ============================================================ */

/* ==================== CSS Variables ==================== */
:root {
  --navy:        #1B2B4B;
  --navy-dark:   #121E36;
  --navy-light:  #2C4A7E;
  --gold:        #B8963E;
  --gold-light:  #D4AE5A;
  --white:       #FFFFFF;
  --off-white:   #F5F4EF;
  --light-gray:  #E8E8E4;
  --text:        #2C2C2C;
  --text-muted:  #666666;
  --max-width:   1200px;
  --transition:  0.28s ease;
}

/* ==================== Reset & Base ==================== */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Montserrat', sans-serif;
  font-weight: 400;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul, ol {
  list-style: none;
}

/* ==================== Typography ==================== */
h1, h2, h3, h4, h5 {
  font-weight: 700;
  line-height: 1.2;
}

p {
  line-height: 1.8;
  color: var(--text-muted);
}

/* ==================== Utilities ==================== */
.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
}

.section {
  padding: 90px 0;
}

.section--light {
  background: var(--off-white);
}

.section--dark {
  background: var(--navy);
  color: var(--white);
}

.section__header {
  text-align: center;
  margin-bottom: 3.5rem;
}

.section__label {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.875rem;
}

.section__title {
  color: var(--navy);
  font-size: clamp(1.5rem, 3vw, 2.25rem);
  margin-bottom: 1rem;
}

.section--dark .section__title {
  color: var(--white);
}

.section__subtitle {
  max-width: 580px;
  margin: 0 auto;
  font-size: 1rem;
  color: var(--text-muted);
}

.section--dark .section__subtitle {
  color: rgba(255, 255, 255, 0.6);
}

/* ==================== Buttons ==================== */
.btn {
  display: inline-block;
  padding: 0.9rem 2rem;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn--primary {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}

.btn--primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
}

.btn--outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.6);
}

.btn--outline:hover {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}

.btn--outline-dark {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}

.btn--outline-dark:hover {
  background: var(--navy);
  color: var(--white);
}

/* ==================== Header / Navigation ==================== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--navy);
  box-shadow: 0 2px 24px rgba(0, 0, 0, 0.25);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 2rem;
  max-width: var(--max-width);
  margin: 0 auto;
  height: 78px;
}

/* Logo */
.nav__logo {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  flex-shrink: 0;
}

.nav__logo-mark {
  width: 44px;
  height: 44px;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.875rem;
  font-weight: 900;
  color: var(--white);
  letter-spacing: 0.03em;
  flex-shrink: 0;
}

.nav__logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}

.nav__logo-primary {
  font-size: 0.975rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.03em;
}

.nav__logo-secondary {
  font-size: 0.62rem;
  font-weight: 400;
  color: rgba(255, 255, 255, 0.5);
  letter-spacing: 0.07em;
  text-transform: uppercase;
}

/* Nav Links */
.nav__links {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav__link {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.75);
  transition: color var(--transition);
  position: relative;
  padding-bottom: 4px;
}

.nav__link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: width var(--transition);
}

.nav__link:hover,
.nav__link.active {
  color: var(--white);
}

.nav__link:hover::after,
.nav__link.active::after {
  width: 100%;
}

.nav__cta {
  margin-left: 0.5rem;
}

/* Hamburger */
.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}

.nav__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: all var(--transition);
}

/* Mobile Nav */
@media (max-width: 920px) {
  .nav__links {
    display: none;
    position: absolute;
    top: 78px;
    left: 0;
    right: 0;
    background: var(--navy-dark);
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: 0.5rem 0;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.35);
  }

  .nav__links.open {
    display: flex;
  }

  .nav__link {
    width: 100%;
    padding: 0.9rem 2rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  }

  .nav__link::after {
    display: none;
  }

  .nav__cta {
    padding: 1rem 2rem;
    margin-left: 0;
    width: 100%;
  }

  .nav__cta .btn {
    display: block;
    text-align: center;
  }

  .nav__hamburger {
    display: flex;
  }
}

/* ==================== Hero ==================== */
.hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--navy-dark);
}

.hero__bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(
      135deg,
      rgba(18, 30, 54, 0.98) 0%,
      rgba(44, 74, 126, 0.82) 55%,
      rgba(18, 30, 54, 0.98) 100%
    );
  z-index: 1;
}

.hero__pattern {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(184, 150, 62, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(184, 150, 62, 0.045) 1px, transparent 1px);
  background-size: 64px 64px;
  z-index: 2;
}

.hero__content {
  position: relative;
  z-index: 3;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
  padding-top: 60px;
}

.hero__label {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.5rem;
}

.hero__title {
  font-size: clamp(2.5rem, 6vw, 4.75rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  max-width: 720px;
  margin-bottom: 1.5rem;
}

.hero__title span {
  color: var(--gold);
}

.hero__subtitle {
  font-size: 1.075rem;
  color: rgba(255, 255, 255, 0.65);
  max-width: 520px;
  margin-bottom: 2.75rem;
  line-height: 1.85;
}

.hero__actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.hero__scroll-indicator {
  position: absolute;
  bottom: 2.5rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 3;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  color: rgba(255, 255, 255, 0.35);
  font-size: 0.62rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.hero__scroll-line {
  width: 1px;
  height: 44px;
  background: linear-gradient(to bottom, rgba(255, 255, 255, 0.35), transparent);
}

/* ==================== Stats Bar ==================== */
.stats-bar {
  background: var(--gold);
}

.stats-bar__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
}

.stat-item {
  padding: 2.75rem 2rem;
  text-align: center;
  border-right: 1px solid rgba(255, 255, 255, 0.22);
  transition: background var(--transition);
}

.stat-item:last-child {
  border-right: none;
}

.stat-item:hover {
  background: rgba(255, 255, 255, 0.1);
}

.stat-item__value {
  font-size: 2.375rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
  margin-bottom: 0.5rem;
}

.stat-item__label {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.8);
}

@media (max-width: 768px) {
  .stats-bar__grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .stat-item:nth-child(2) {
    border-right: none;
  }

  .stat-item:nth-child(1),
  .stat-item:nth-child(2) {
    border-bottom: 1px solid rgba(255, 255, 255, 0.22);
  }
}

@media (max-width: 480px) {
  .stats-bar__grid {
    grid-template-columns: 1fr;
  }

  .stat-item {
    border-right: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.22);
  }

  .stat-item:last-child {
    border-bottom: none;
  }
}

/* ==================== Photo Carousel ==================== */
.carousel {
  position: relative;
  width: 100%;
  height: 520px;
  overflow: hidden;
  background: var(--navy-dark);
}

.carousel__track {
  display: flex;
  height: 100%;
  will-change: transform;
  transition: transform 0.65s cubic-bezier(0.77, 0, 0.175, 1);
}

.carousel__slide {
  min-width: 100%;
  height: 100%;
  position: relative;
  overflow: hidden;
}

.carousel__img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transform: scale(1.04);
  transition: transform 6s ease;
}

.carousel__slide--active .carousel__img {
  transform: scale(1);
}

.carousel__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to top,
    rgba(18, 30, 54, 0.82) 0%,
    rgba(18, 30, 54, 0.28) 55%,
    rgba(18, 30, 54, 0.18) 100%
  );
  z-index: 1;
}

.carousel__caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 2;
  padding: 3rem 3.5rem;
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.5s ease 0.3s, transform 0.5s ease 0.3s;
}

.carousel__slide--active .carousel__caption {
  opacity: 1;
  transform: translateY(0);
}

.carousel__caption-label {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.625rem;
}

.carousel__caption-title {
  font-size: clamp(1.4rem, 3vw, 2.1rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1.2;
  max-width: 620px;
  text-shadow: 0 2px 12px rgba(0, 0, 0, 0.35);
}

/* Arrows */
.carousel__arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 10;
  width: 52px;
  height: 52px;
  background: rgba(18, 30, 54, 0.6);
  border: 1px solid rgba(184, 150, 62, 0.45);
  color: var(--white);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition), border-color var(--transition);
}

.carousel__arrow:hover {
  background: var(--gold);
  border-color: var(--gold);
}

.carousel__arrow svg {
  width: 20px;
  height: 20px;
}

.carousel__arrow--prev { left: 1.5rem; }
.carousel__arrow--next { right: 1.5rem; }

/* Dots */
.carousel__dots {
  position: absolute;
  bottom: 1.5rem;
  right: 3.5rem;
  z-index: 10;
  display: flex;
  gap: 0.5rem;
}

.carousel__dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.35);
  border: none;
  cursor: pointer;
  padding: 0;
  transition: background var(--transition), transform var(--transition);
}

.carousel__dot--active,
.carousel__dot:hover {
  background: var(--gold);
  transform: scale(1.25);
}

@media (max-width: 768px) {
  .carousel { height: 380px; }
  .carousel__caption { padding: 2rem 1.5rem; }
  .carousel__arrow { width: 42px; height: 42px; }
  .carousel__arrow--prev { left: 0.75rem; }
  .carousel__arrow--next { right: 0.75rem; }
  .carousel__dots { right: 1.5rem; }
}

@media (max-width: 480px) {
  .carousel { height: 300px; }
}

/* ==================== About / Intro ==================== */
.about-intro {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.about-intro__heading {
  color: var(--navy);
  font-size: clamp(1.5rem, 3vw, 2.1rem);
}

.about-intro__divider {
  width: 56px;
  height: 3px;
  background: var(--gold);
  margin: 1.5rem 0;
}

.about-intro__text {
  margin-bottom: 1.25rem;
}

.about-intro__right {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.value-card {
  padding: 1.875rem 1.5rem;
  background: var(--off-white);
  border-top: 3px solid var(--gold);
  transition: transform var(--transition), box-shadow var(--transition);
}

.value-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 14px 32px rgba(0, 0, 0, 0.09);
}

.value-card__title {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.value-card__text {
  font-size: 0.845rem;
  line-height: 1.75;
}

@media (max-width: 920px) {
  .about-intro {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
}

/* ==================== Portfolio Cards ==================== */
.portfolio-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.portfolio-card {
  background: var(--navy);
  overflow: hidden;
  transition: transform var(--transition);
  cursor: pointer;
}

.portfolio-card:hover {
  transform: translateY(-5px);
}

.portfolio-card__image {
  height: 220px;
  background: linear-gradient(135deg, var(--navy-light), var(--navy-dark));
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 4rem;
  opacity: 0.45;
  transition: opacity var(--transition);
}

.portfolio-card:hover .portfolio-card__image {
  opacity: 0.65;
}

.portfolio-card__body {
  padding: 1.875rem;
}

.portfolio-card__percentage {
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 0.5rem;
}

.portfolio-card__title {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 0.625rem;
}

.portfolio-card__text {
  font-size: 0.825rem;
  color: rgba(255, 255, 255, 0.58);
  line-height: 1.75;
}

.portfolio-card__link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  margin-top: 1.375rem;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  transition: gap var(--transition);
}

.portfolio-card__link:hover {
  gap: 0.875rem;
}

@media (max-width: 768px) {
  .portfolio-grid {
    grid-template-columns: 1fr;
  }
}

/* ==================== CTA Banner ==================== */
.cta-banner {
  background: var(--navy);
  padding: 90px 0;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  top: 0;
  right: -80px;
  width: 480px;
  height: 100%;
  background: linear-gradient(135deg, transparent, rgba(184, 150, 62, 0.07));
  transform: skewX(-12deg);
}

.cta-banner__inner {
  position: relative;
  z-index: 1;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 3rem;
}

.cta-banner__text h2 {
  color: var(--white);
  margin-bottom: 0.875rem;
  font-size: clamp(1.4rem, 3vw, 2rem);
}

.cta-banner__text p {
  color: rgba(255, 255, 255, 0.62);
  max-width: 520px;
}

.cta-banner__actions {
  display: flex;
  gap: 1rem;
  flex-shrink: 0;
  flex-wrap: wrap;
}

@media (max-width: 768px) {
  .cta-banner__inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

/* ==================== Featured Properties ==================== */
.properties-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 3rem;
}

.property-card {
  background: var(--white);
  border: 1px solid var(--light-gray);
  overflow: hidden;
  transition: box-shadow var(--transition), transform var(--transition);
}

.property-card:hover {
  box-shadow: 0 18px 44px rgba(0, 0, 0, 0.1);
  transform: translateY(-5px);
}

.property-card__image {
  height: 200px;
  background: linear-gradient(135deg, #c4d3e4, #a0b4cc);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(27, 43, 75, 0.22);
  font-size: 3.5rem;
  position: relative;
  overflow: hidden;
}

.property-card__image::after {
  content: 'Photo Coming Soon';
  position: absolute;
  bottom: 10px;
  right: 10px;
  background: rgba(0, 0, 0, 0.48);
  color: white;
  font-size: 0.62rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  padding: 3px 8px;
  text-transform: uppercase;
}

.property-card__body {
  padding: 1.5rem;
}

.property-card__type {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.375rem;
}

.property-card__title {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.3rem;
}

.property-card__location {
  font-size: 0.825rem;
  color: var(--text-muted);
  margin-bottom: 1rem;
}

.property-card__details {
  display: flex;
  gap: 1.25rem;
  padding-top: 1rem;
  border-top: 1px solid var(--light-gray);
}

.property-detail__label {
  font-size: 0.68rem;
  color: var(--text-muted);
  font-weight: 500;
  margin-bottom: 3px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.property-detail__value {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--navy);
}

.properties-grid-footer {
  text-align: center;
}

@media (max-width: 920px) {
  .properties-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .properties-grid {
    grid-template-columns: 1fr;
  }
}

/* ==================== Page Hero (inner pages) ==================== */
.page-hero {
  background: var(--navy);
  padding: 80px 0 60px;
  position: relative;
  overflow: hidden;
}

.page-hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gold);
}

.page-hero__inner {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
}

.page-hero__label {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.875rem;
}

.page-hero__title {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 0.75rem;
}

.page-hero__subtitle {
  color: rgba(255, 255, 255, 0.62);
  font-size: 1rem;
  max-width: 520px;
  line-height: 1.8;
}

/* ==================== Contact Page ==================== */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 5rem;
  align-items: start;
}

@media (max-width: 920px) {
  .contact-layout {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
}

.contact-info__heading {
  font-size: 1.375rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.875rem;
}

.contact-info__text {
  margin-bottom: 2.25rem;
}

.contact-detail {
  display: flex;
  gap: 1rem;
  margin-bottom: 1.625rem;
  align-items: flex-start;
}

.contact-detail__icon {
  width: 44px;
  height: 44px;
  background: var(--off-white);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 1.1rem;
}

.contact-detail__label {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 4px;
}

.contact-detail__value {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.6;
}

/* Contact Form */
.contact-form {
  background: var(--off-white);
  padding: 2.5rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

@media (max-width: 600px) {
  .form-row {
    grid-template-columns: 1fr;
  }
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-label {
  display: block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 0.875rem 1rem;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.875rem;
  color: var(--text);
  background: var(--white);
  border: 1px solid var(--light-gray);
  outline: none;
  transition: border-color var(--transition);
  appearance: none;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--gold);
}

.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23666' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}

.form-textarea {
  resize: vertical;
  min-height: 145px;
}

.form-submit {
  width: 100%;
  padding: 1rem;
  background: var(--navy);
  color: var(--white);
  border: none;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  cursor: pointer;
  transition: background var(--transition);
  margin-top: 0.5rem;
}

.form-submit:hover {
  background: var(--navy-light);
}

/* ==================== Stub / Placeholder Pages ==================== */
.stub-section {
  min-height: 58vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 80px 2rem;
}

.stub-section__content {
  max-width: 460px;
}

.stub-section__icon {
  font-size: 3.5rem;
  margin-bottom: 1.5rem;
  opacity: 0.28;
}

.stub-section__title {
  color: var(--navy);
  margin-bottom: 1rem;
}

.stub-section__text {
  margin-bottom: 2rem;
}

/* ==================== Footer ==================== */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255, 255, 255, 0.65);
  padding-top: 64px;
}

.footer-grid {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 2rem;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.6fr;
  gap: 3rem;
  padding-bottom: 3rem;
}

.footer-brand__logo {
  display: flex;
  align-items: center;
  gap: 0.875rem;
  margin-bottom: 1.25rem;
}

.footer-brand__mark {
  width: 40px;
  height: 40px;
  background: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 900;
  color: var(--white);
  flex-shrink: 0;
}

.footer-brand__name {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1.4;
}

.footer-brand__tagline {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.45);
  line-height: 1.8;
  margin-bottom: 1.5rem;
}

.footer-col__heading {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.25rem;
}

.footer-col__links {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.footer-col__link {
  font-size: 0.845rem;
  color: rgba(255, 255, 255, 0.55);
  transition: color var(--transition);
}

.footer-col__link:hover {
  color: var(--white);
}

.footer-contact-item {
  display: flex;
  gap: 0.75rem;
  margin-bottom: 1rem;
  align-items: flex-start;
}

.footer-contact-icon {
  font-size: 0.9rem;
  flex-shrink: 0;
  margin-top: 2px;
  color: var(--gold);
}

.footer-contact-text {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.55);
  line-height: 1.6;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 1.625rem 2rem;
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-bottom__copy {
  font-size: 0.775rem;
  color: rgba(255, 255, 255, 0.35);
}

.footer-bottom__links {
  display: flex;
  gap: 1.5rem;
}

.footer-bottom__link {
  font-size: 0.775rem;
  color: rgba(255, 255, 255, 0.35);
  transition: color var(--transition);
}

.footer-bottom__link:hover {
  color: rgba(255, 255, 255, 0.75);
}

@media (max-width: 920px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 600px) {
  .footer-grid {
    grid-template-columns: 1fr;
    gap: 2.25rem;
  }
}